About this World

Four hundred years ago magic was free, and it turned everyone who used it to gold. The Assay ended that: now every spell is a loan, paid in memory, years, or names, and debts outlive the dead. Aureth's coins were once people. Now the Ledger is running out of pages, and it has started pulling blank souls in from another world.

World History

In the Free Age, magic cost nothing, and so everyone took as much of it as they could hold.

There were four hundred years of that, and by every account they were the best years the world has had. Rivers were moved. Winters were argued out of the calendar. A farmer could pull water up out of dry ground by asking, and a mother could take a fever out of a child's lungs the way a splinter is taken out of a thumb, and none of it was written down anywhere, because nobody imagined there was a ledger.

The bill came late, and it came all at once.

It began as a brightness on the skin. A patch on the wrist or the throat that took the light like a new coin and never warmed, no matter how long a hand was held over it. People called it a blessing at first. Then the brightness went inward, and limbs grew heavy and slow and rang faintly when they knocked against a rail. Then it reached the bone, and the afflicted stopped forming new memories and asked the same question twice in a morning, and hummed low under their breath without knowing they were doing it. And then they stopped.

They did not die. Dying would have been kinder, and cheaper. They stood where they were, gilded through, expressions intact, mouths open on whatever word they had been in the middle of.

Half the cities of the Free Age are still standing exactly like that. The vaults are still full. The doors are still open. Nobody has ever brought back everything worth bringing back, because nobody has ever wanted to stay long.

What the survivors did next is the thing the world has never entirely forgiven itself for. There was no food, no trade, and no coin, and there were tens of thousands of gilded bodies standing in the streets. So the bodies were cut down, quarried, and struck. Every piece of currency in circulation today began as somebody who once wanted something badly enough to ask for it. The mints do not advertise this. They do not have to. Any child can tell where money comes from, and every so often a coin turns up with a fingernail still legible on the face of it, and those are considered unlucky and are spent quickly.

Into that came the Assay.

Nobody agrees on what they were before. Bankers, according to their enemies. Priests, according to themselves. Their own histories say they were called to bind the wound, and their histories are the only complete ones that survived, which is a fact worth remembering whenever they are quoted. What is not in dispute is what they did: they found the source, they bound it, and they made the Ledger.

The principle was simple enough to explain to a farmer. Magic was never free. It had always been a loan, taken blind, at terms nobody read. The Assay did not abolish the debt. They made it legible, and they made it a contract, and they made everyone pay in advance.

Now a person walks into an assay-house and states what is wanted, and a clerk names the price. It is never money. Three years off the end of a life. The taste of everything eaten from that day forward. The ability to sleep without dreaming. A husband's face, not the memory of him, only the face, so that a man comes home to a wife who knows everything about him except which one he is. The terms depend on the hour: a winter's warmth borrowed in autumn is cheap, and the same warmth borrowed in the second week of a bad January costs a year, because desperation is the most expensive thing anyone can carry through the door.

The signature is the smaller half of it. A use-name goes in the open book, the name a street knows. Then the true name is whispered where only the clerk can hear, because a true name in Aureth is not a word, it is property. Whoever holds one can call in a single act that cannot be refused, or assume the debts attached to it, or sell it on. Most people go their whole lives having said theirs aloud twice.

The debt does not end at the graveside. There is no coming back in Aureth, no rite and no exception, and the dead stay dead and still owe; a page in the vaults at Vellum stays open until the sum on it is closed, and if the debtor is in the ground the balance walks to the nearest kin, or to whoever holds the name. Grandchildren in Sarran are born owing for a harvest their grandfather ate in a single season.

Defaults are collected by the Tallymen, who go with their faces covered because a face is worth something and they carry a great deal of other people's property home. They are not cruel. They arrive on the appointed day, they read the list aloud, and they take exactly what is owed and not one grain more, and that precision is the part people find hardest to forgive. Twenty years ago a man in Sarran put a knife through one of them. The debt did not die with the collector. It walked across the room and settled on the man who had killed him, and every child in Aureth has heard that story.

Four centuries of this built the world as it now stands. Vellum holds the Ledger and the vaults, and holds the Crown of Sarran too, six generations mortgaged, sending envoys every year to renegotiate terms that are never renegotiated. Out at the eastern edge is Karrast, the last city before the ground stops and the Rive begins, a wound so deep that no one has reported the bottom and returned with a mouth to report it. Old magic still bleeds up out of the Rive, unbound and unsigned and free to anyone who goes down for it, which is why salvage crews go down at all, and why so many of them come back with a patch of skin that will not warm. The Rive has taken a hand's width more of the rim road every year for forty years. The Assay's surveyors keep filing that it is exactly where it has always been.

And there are the Unpaid, who want the Ledger burned, and who are entirely right that debt-magic is a polite word for ownership, and who have never been able to answer what happens to the world on the morning after. Their handbills go up on the walls at night, beside the Assay's own bronze plaques saying that the Assay ended the gilding and saved the world, and the difficulty for everyone living between the two is that neither of them is lying.

Two things have changed recently, and only one of them is public.

The first is that people have begun turning up who have no page. The Ledger opens a page for every soul the moment it enters the world, and it has never missed one, and now there are men and women in the streets who cannot be name-bound, cannot be lawfully lent to, and cannot be collected from, because there is nothing in the vaults with their name on it. The Assay calls them the Unwritten, wants them found, and wants them alive and working. The Unpaid call them proof that the whole system was a story. The Crown of Sarran is quietly interested in what an army that cannot be repossessed would be worth. And the Unwritten themselves have begun to notice that the Ledger is not ignoring them: every act of consequence adds a line to a page that was blank when they arrived, and the pages are filling.

The second is not public. In the deep vaults at Vellum the Ledger is running out of pages, and something in it has started taking blank ones from somewhere else.

In the west the mirrors have been kept covered for as long as anyone can remember. Ask why, and four people will give four answers, and not one of them will look up while giving it.

This is the state of the world. Everyone alive in Aureth is either owed something or owes something, and most are both. Salvagers work the rim and count how many seasons they have left before their crew starts discussing their shares. Clerks weigh other people's futures by the hour and go home and eat food they can no longer taste. Envoys in black and silver argue over a debt older than their bloodline. Handbill boys run in the dark. And somewhere in the crowd there are people who woke here without a past, without a page, and without the faintest idea why every mirror in the west is covered.

The bell above the assay-house of Karrast is struck three times with a wooden hammer. The Reckoning is today.

Factions

THE CROWN OF SARRAN

THE CROWN OF SARRAN

The Entail

An old kingdom mortgaged six generations deep for a harvest eaten in a single season. Its heirs are born owing and its envoys go to Vellum every year in black and silver to renegotiate terms that are never renegotiated. Sarran cannot buy its sovereignty, cannot default on it, and cannot die out of it. It has begun asking what an army with no pages in the Ledger would be worth.

THE ASSAY

THE ASSAY

Sealed Terms

The bank that calls itself a priesthood. They bound the wound, wrote the Ledger, and ended the gilding, and they have never once apologised for the price. Their clerks weigh a life by the hour and name it aloud: three years, a husband's face, the taste of bread. Terms are worse for the desperate, and they are not sorry about that either. They are hiding that the Ledger is failing.

THE TALLYMEN

THE TALLYMEN

Escrow

Collectors of defaults. They come on the appointed day with covered faces, because a face is worth something and they carry a great deal of other people's property home. They read the list aloud, take exactly what is owed and not one grain more, and that precision is what people cannot forgive. Kill one and the debt walks across the room and settles on you. They can be bribed. Never argued with.

THE RIMWARD COMPANIES

THE RIMWARD COMPANIES

Freehand

Salvage crews out of Karrast who go down into the Rive for magic nobody signs for, and come up rich or coin-bright. The price is billed to the body: a cold patch on the wrist, then an arm that rings when it knocks the rail, then the same question asked twice in a morning. Crews stop naming it aloud and start discussing shares. They also quarry the Free Age dead and sell them to the mints.

THE UNPAID

THE UNPAID

Redaction

They want the Ledger burned, and they are entirely right that debt-magic is a polite word for owning people. Their handbills go up at night beside the Assay's bronze plaques, and both texts are true, which is the difficulty. They have never answered what happens on the morning after, when the loans stop being written down and the gilding starts again in every city at once.

THE UNWRITTEN

THE UNWRITTEN

Margin

People found in the streets with no page in the vaults. They cannot be name-bound, lent to, or collected from, and every faction wants them for a different reason. The Assay wants them alive and working. Sarran wants them armed. The Unpaid want them as proof. What none of them mention is that the Ledger has started writing them anyway, one line per act of consequence, and the pages are filling.

Playable Characters

Click any character to view their full profile and attacks.

Power Systems

Sealed Terms

Sealed Terms

Nothing is cast here without a price named aloud first. A clerk hears the request, states the cost in years, senses, memories or a capacity, and the working takes hold the instant the true name is whispered. The price is taken immediately and never returns. Terms are set by need, not by scale: the same small warmth costs a season in autumn and a year in a bad January.

Attacks

Notary's Cut Melee

The cheapest working an assay clerk will write, and the one every apprentice learns first. A seal-knife is drawn once a…

💥 28 dmg ⚡ 3 SP Lv 2
Warmth Recalled Projectile

Half of Karrast borrowed warmth for one winter or another, and the Assay keeps every one of those pages. This working c…

💥 50 dmg ⚡ 5 SP Lv 5 Freeze
Foreclosure Melee

A hand laid flat on the target while the terms are recited, and everything they have borrowed is declared due at once. …

💥 75 dmg ⚡ 5 SP Lv 8 Stun
Compound Interest Projectile

A sealed drop of black assay-ink, thrown or flicked, that soaks through cloth and skin without a mark. What it plants i…

💥 104 dmg 🌀 AoE 2 ⚡ 8 SP Lv 11 Poison
Reckoning Day Projectile

The full authority of the Ledger, opened in the field, on a page the caster is not supposed to be carrying. Every debt …

💥 148 dmg 🌀 AoE 3 ⚡ 10 SP Lv 15 Burn
Escrow

Escrow

A collector spends what he has taken from other people. Four months of a cooper's hearing, a widow's balance, a boy's years: all of it is carried, not consumed, and can be worn for as long as it lasts. This is why they move without tiring and hear a lie through a wall. Whatever they use up is gone from the ledger and from whoever it was cut out of.

Attacks

Read from the Sheaf Projectile

He does not raise his voice. He opens the bound sheaf, finds the line, and reads a name aloud in the flat unhurried reg…

💥 58 dmg ⚡ 5 SP Lv 6 Stun
Withheld Winter Projectile

Somewhere in the sheaf is a family that borrowed warmth for a bad January and defaulted, and that January is in his coa…

💥 104 dmg 🌀 AoE 2 ⚡ 8 SP Lv 11 Freeze
Spent Years Melee

A collector carries other people's time the way a labourer carries water, and this is what it looks like when he emptie…

💥 84 dmg ⚡ 5 SP Lv 9 Shock
Escrow Melee

The shears, used the way they are used on a Reckoning day. What makes the cut unbearable is not its depth but its arith…

💥 35 dmg ⚡ 4 SP Lv 3 Bleed
Collection in Full Melee

Reserved for a household that has run out of grandchildren. The collector takes hold of the named debtor and calls the …

💥 148 dmg 🌀 AoE 3 ⚡ 9 SP Lv 15 Poison
The Entail

The Entail

Sarran blood does not pay at the counter. An heir signs against the whole line, takes the working now, and the cost is entered against sons and grandsons not yet born. It is the only magic in Aureth that feels free while it is being used. Six generations have used it. The current heirs inherited a debt so deep that some of them are born already blind.

Attacks

Cradle Note Melee

The first working every Sarran child is taught, usually around the age of six, usually with a wooden blade. A cut deliv…

💥 28 dmg ⚡ 3 SP Lv 2
Silver Advance Projectile

In Vellum a working of this size takes a queue, a clerk, and an agreed price. In Sarran it takes a breath. The heir ope…

💥 50 dmg ⚡ 5 SP Lv 5 Shock
Borrowed Fire Projectile

Sarran does not have fire mages. It has heirs willing to sign for fire. The working goes out in a broad low sheet that …

💥 84 dmg 🌀 AoE 2 ⚡ 7 SP Lv 9 Burn
Weight of the Line Melee

The heir takes hold of an enemy and recites the entail: every name on it, back six generations, and the total standing …

💥 114 dmg 🌀 AoE 2 ⚡ 7 SP Lv 12 Stun
Entail Absolute Projectile

The last instrument the Crown has, and the reason the Assay tolerates a kingdom that has not made a payment in ninety y…

💥 148 dmg 🌀 AoE 3 ⚡ 10 SP Lv 15 Freeze
Freehand

Freehand

Down in the Rive the magic is unsigned. It answers instantly, at any scale, and asks nothing at the moment of use, which is why crews keep going down. It bills the body instead. A cold coin-bright patch, then a limb that rings when it strikes iron, then a man who asks the same question twice in a morning, then a statue his crew will sell by weight.

Attacks

Hook and Line Projectile

A salvage hook on forty feet of wet rope, thrown the way it is thrown at a rim ledge, except with a hand's worth of uns…

💥 35 dmg ⚡ 4 SP Lv 3
Ringing Arm Melee

A salvager who has reached the second stage of gilding has a limb that is already half metal, heavier than flesh, slowe…

💥 58 dmg ⚡ 4 SP Lv 6 Stun
Rim Dust Projectile

The grey dust that comes up out of the Rive and coats everything at the eastern edge of Karrast is not dirt. It is what…

💥 84 dmg 🌀 AoE 2 ⚡ 7 SP Lv 9 Poison
Unsigned Fire Projectile

Raw draw with nothing shaped around it, pulled straight up out of the rift and let go. It comes out as a column of pale…

💥 114 dmg 🌀 AoE 2 ⚡ 8 SP Lv 12 Burn
Full Draw Melee

What a crew leader does when the rope is cut and there is no way back up the wall. He stops rationing. Every scrap of d…

💥 148 dmg 🌀 AoE 3 ⚡ 9 SP Lv 15 Shock
Redaction

Redaction

The Ledger is not a record of the world, it is the world's terms, so a burnt line is a debt that never existed and a struck-through page is a man who was never lent to. Their forgers work in stolen vault pages and open flame. What is redacted does not come back, the erasure takes with it whatever grew out of it, and the Ledger notices the gap.

Attacks

Struck Line Melee

A single pen stroke drawn in the air across a man, the way a clerk voids an entry he has written badly. It does not cut…

💥 35 dmg ⚡ 4 SP Lv 3 Bleed
Scorched Entry Melee

A page torn from a vault quire, lit, and thrown while it is still legible. Everything written on it burns out of the wo…

💥 58 dmg 🌀 AoE 2 ⚡ 5 SP Lv 6 Burn
Erasure of the Name Projectile

The forger says a target's use-name aloud and strikes it out on a blank leaf, and for as long as the ink stays wet, tha…

💥 84 dmg ⚡ 6 SP Lv 9 Stun
Forged Terms Projectile

Instead of erasing, this one writes. A false clause is entered into a living person's page in a hand good enough to pas…

💥 114 dmg ⚡ 7 SP Lv 12 Poison
The Burnt Quire Projectile

An entire stolen gathering of the Ledger, hundreds of pages, put to the flame at once in the open. Every loan recorded …

💥 148 dmg 🌀 AoE 3 ⚡ 10 SP Lv 15 Shock
Margin

Margin

With no page, nothing binds them. Prices slide off, names do not hold, working comes without a counter or a clerk, and for a while it genuinely is free. But the Ledger has begun writing them anyway: every act of consequence sets down one more line on a page that started blank. A full page is a debt, an owner and a collection day, and pages fill faster than anyone expects.

Attacks

Unpriced Strike Melee

A blow with a working folded into it, thrown by someone who never went to a counter and was never quoted a figure. It l…

💥 35 dmg ⚡ 4 SP Lv 3 Bleed
Nothing to Hold Projectile

Every binding in Aureth needs somewhere to attach. This one is turned around and sent back. The Unwritten takes a worki…

💥 58 dmg 🌀 AoE 2 ⚡ 5 SP Lv 6
Free Winter Projectile

Heat is the cheapest thing on any assay board and the first working every desperate person asks for, and the Unwritten …

💥 84 dmg 🌀 AoE 2 ⚡ 7 SP Lv 9 Freeze
Overdraw Melee

Free Age scale, four hundred years late. The Unwritten takes as much as they can conceive of taking, because nothing in…

💥 114 dmg 🌀 AoE 2 ⚡ 7 SP Lv 12 Burn
The Page Fills Melee

Everything left, spent at once, by someone who has decided that the arithmetic no longer matters. There is no shape to …

💥 148 dmg 🌀 AoE 3 ⚡ 9 SP Lv 15 Shock